Children make ideal targets for identity thieves. Children will usually not have any credit records and, because they will not be establishing their own credit for many years, any instance of credit-related identity theft can go undetected for quite some time. Children comprise the fastest growing segment of identity theft victims, accounting for up to 500,000 cases per year. Children continue to total 5% of all FTC reported identity theft. Thieves can obtain personal information in many places including doctor’s offices, schools, and by hacking into online profiles. Armed with the necessary information, thieves can fraudulently open bank, credit card and utility accounts, falsely obtain a job and then evade paying taxes using a child’s stolen identity. Dealing with child identity theft after it happens can be extremely difficult. Laws in many states are insufficient to handle the crime’s complexity, and financial institutions are often less than helpful. Consequences for children can be real and damaging, such as difficulty getting into college and getting school loans, inability to apply for a driver’s license, receiving collections notices, and having an arrest warrant out in the child’s name. So it pays to take steps to protect your children now.

• Our LifeLock Identity Alert™ system provides early notification by email, postal mail, and/or phone whenever we detect your child’s personal information being used to apply for credit or services.
• We will request your child’s free annual credit report from the major credit reporting agencies on an annual basis.*
• Once a year, we will send you a form for you to request a copy of the child’s Earnings Report from the Social Security Administration. You will then be responsible for submitting this request to the Social Security Administration.**
• With WalletLock, we will help cancel or replace cards if the child’s wallet is ever lost or stolen.

Help protect yourself and your family today.

*Extra precaution with your child’s personal information – We request that any credit reports sent out to your child contain a partially masked SSN, so that we continue to keep your sensitive personal information secure.

**Simplifying your role – we cannot request the SSA for your child’s Earning Report, because it involves asking for more information on your child to which only you have access.